CO-CO
Rather wrinkly & occasionally cantankerous member
40,000 Baht from WISE (after a thwarted attempt to move 40k into Mexican Pesos 2 weeks earlier), transferred to an account with GSB in Bangkok.
49,500 Baht from Kasikorn to SCB in Samut Prakhan. That was against a OTP.
Obviously, I never knowingly download anything where the source is not known to me, but WISE and K Bank believe that malware must have been inadvertently downloaded at some point.
I am posting this simply to warn others because it is f*#king nuisance when accounts get 'frozen'.
WISE returned the money in 2 days - but only after I supplied evidence of a complete deep clean of my PC and the installation of Malwarebytes.
Kasikorn today agreed to refund the 49.5k some two weeks after the event. K Bank only pay 'compensation' by cheque and I have to make arrangements to collect at a convenient branch..... Unfortunately, they don't have any in Alicante so I shall have to wait until 18th July!!
The K Bank fraud was at 1:05 and at 1:25 the following day an American called me claiming to be from K Bank's international department. He said that I may have inadvertently set the daily transaction limit to zero which meant I couldn't transfer anything - and suggested I increased it to 50k....the bastards were only having another nibble.
I still don't have access to the K biz application because we were trying to reinstall it and set up a 2 step authorisation process; K Bank's systems had on record a passport from 2011. They are updating their records and I should be OK in 4 days time!
Kasikorn have actually been great and, unlike any other financial institution that I have dealt with, "Atalayah" has taken ownership of me from day one - she is always the person that contacts me. She has shown empathy and understanding throughout and is very professional. She also sounds beautiful and if she ever needed a job, I would give her one....
As an aside, when I did my police report at the local police station, the police said that KTB and Krungsri were considered to be the most 'secure' Thai banks.
With WISE the fraudster transferred 1k to my account and seconds later moved 40k to GSB.
I am surprised that 40k was allowed to be transferred to a brand new beneficiary without further security checks. In the UK Monzo, for example, would require facial recognition or biometrics.
I am even more surprised that there wasn't stronger security at K Bank for a transfer of 49.5k to a brand new beneficiary.
I always thought I was financially savvy and would never fall victim to a scam. That was arrogant of me and we are all potential victims (watch the film Beekeeper for a graphic example). It has shaken my confidence in financial systems and, worst of all, it validates the Luddites who draw out their pensions in cash the moment it comes I to the bank.... It has made me question whether my judgement of them is right!
49,500 Baht from Kasikorn to SCB in Samut Prakhan. That was against a OTP.
Obviously, I never knowingly download anything where the source is not known to me, but WISE and K Bank believe that malware must have been inadvertently downloaded at some point.
I am posting this simply to warn others because it is f*#king nuisance when accounts get 'frozen'.
WISE returned the money in 2 days - but only after I supplied evidence of a complete deep clean of my PC and the installation of Malwarebytes.
Kasikorn today agreed to refund the 49.5k some two weeks after the event. K Bank only pay 'compensation' by cheque and I have to make arrangements to collect at a convenient branch..... Unfortunately, they don't have any in Alicante so I shall have to wait until 18th July!!
The K Bank fraud was at 1:05 and at 1:25 the following day an American called me claiming to be from K Bank's international department. He said that I may have inadvertently set the daily transaction limit to zero which meant I couldn't transfer anything - and suggested I increased it to 50k....the bastards were only having another nibble.
I still don't have access to the K biz application because we were trying to reinstall it and set up a 2 step authorisation process; K Bank's systems had on record a passport from 2011. They are updating their records and I should be OK in 4 days time!
Kasikorn have actually been great and, unlike any other financial institution that I have dealt with, "Atalayah" has taken ownership of me from day one - she is always the person that contacts me. She has shown empathy and understanding throughout and is very professional. She also sounds beautiful and if she ever needed a job, I would give her one....
As an aside, when I did my police report at the local police station, the police said that KTB and Krungsri were considered to be the most 'secure' Thai banks.
With WISE the fraudster transferred 1k to my account and seconds later moved 40k to GSB.
I am surprised that 40k was allowed to be transferred to a brand new beneficiary without further security checks. In the UK Monzo, for example, would require facial recognition or biometrics.
I am even more surprised that there wasn't stronger security at K Bank for a transfer of 49.5k to a brand new beneficiary.
I always thought I was financially savvy and would never fall victim to a scam. That was arrogant of me and we are all potential victims (watch the film Beekeeper for a graphic example). It has shaken my confidence in financial systems and, worst of all, it validates the Luddites who draw out their pensions in cash the moment it comes I to the bank.... It has made me question whether my judgement of them is right!
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