CO-CO
Rather wrinkly & occasionally cantankerous member
I only have two pension providers (as per yesterday), one of which transfers the money directly into my Thai bank free of transfer charges, the other deposits monthly payments into my I.o.M. bank account in Sterling. I am still awaiting @CO-CO 's advice of when the Sterling - Baht exchange rate is at the optimum to bring the cash to Thailand.
[Edit - 42.07 - FFS!]
I have decided to charge for such service in the future.....please send blank cheque to my home address.